1st step : Become a member of a credit union
All prospects would have to be members of the credit union.
They can begin this process securely online.
2nd step : Send request via email
Once we receive the online membership application, and could continue the process from there.
Send to : MarkP@fpcu.org (Mark Penn ,LEAD PERSONAL BANKING OFFICER)
The way we work
- The bank provide a credit line between $15,000 and $200,000;
- There is no down payment required, and the credit score requirement is 630 or higher;
- The amount can be paid off at any time, but before you do so, you make a minimum monthly payment of $127 during the first six months, and thereafter, your minimum monthly payment is $180;